{
  "title": "CORA cost and speed by question type",
  "measured_on": "2026-09-11",
  "what_this_is": "What it cost, and how long it took, for CORA to answer a fixed set of test questions, grouped by the kind of question.",
  "what_this_is_not": "A comparison. These are AInsure's own costs. They say nothing about what any other approach would cost, and they are not a claim about savings.",
  "method": [
    "The real CORA graph was run end to end on a fixed set of test questions (not customer questions).",
    "Cost is the model provider's list price applied to the tokens each answer used, summed over every model call in that answer.",
    "Reply time is wall-clock from question to finished answer, with CORA's tools switched on.",
    "One agency's test data, run one question at a time on one day.",
    "Measured before prompt caching shipped (2026-09-20), so today's cost per answer may differ. It has not been re-measured."
  ],
  "test_questions": 120,
  "rows_note": "The rows add up to 122, two more than the 120 test questions. We have not reconciled that difference, so the per-row figures are the data and the average below is approximate.",
  "average_cost_per_answer_usd": 0.089,
  "average_note": "Average of the rows below, weighted by how many questions each row has. About nine cents.",
  "rows": [
    {
      "question_type": "Book of business",
      "questions": 15,
      "mean_cost_usd": 0.0763,
      "median_cost_usd": 0.0762,
      "p90_cost_usd": 0.0769,
      "median_reply_seconds": 8.4,
      "p90_reply_seconds": 11.8,
      "errored": 0
    },
    {
      "question_type": "Underwriting education",
      "questions": 10,
      "mean_cost_usd": 0.1894,
      "median_cost_usd": 0.2291,
      "p90_cost_usd": 0.4072,
      "median_reply_seconds": 23,
      "p90_reply_seconds": 48.5,
      "errored": 0
    },
    {
      "question_type": "Client lookup",
      "questions": 8,
      "mean_cost_usd": 0.0759,
      "median_cost_usd": 0.0762,
      "p90_cost_usd": 0.0766,
      "median_reply_seconds": 4.7,
      "p90_reply_seconds": 6.7,
      "errored": 0
    },
    {
      "question_type": "Policy details",
      "questions": 8,
      "mean_cost_usd": 0.1692,
      "median_cost_usd": 0.1891,
      "p90_cost_usd": 0.3613,
      "median_reply_seconds": 12,
      "p90_reply_seconds": 28.3,
      "errored": 0
    },
    {
      "question_type": "Quoting and new business",
      "questions": 8,
      "mean_cost_usd": 0.1011,
      "median_cost_usd": 0.0942,
      "p90_cost_usd": 0.2416,
      "median_reply_seconds": 8.6,
      "p90_reply_seconds": 26.2,
      "errored": 0
    },
    {
      "question_type": "Servicing and endorsements",
      "questions": 8,
      "mean_cost_usd": 0.0975,
      "median_cost_usd": 0.0964,
      "p90_cost_usd": 0.2201,
      "median_reply_seconds": 8.9,
      "p90_reply_seconds": 28.2,
      "errored": 0
    },
    {
      "question_type": "Claims questions",
      "questions": 6,
      "mean_cost_usd": 0.1267,
      "median_cost_usd": 0.1001,
      "p90_cost_usd": 0.1943,
      "median_reply_seconds": 12.4,
      "p90_reply_seconds": 19,
      "errored": 0
    },
    {
      "question_type": "Crypto: general",
      "questions": 6,
      "mean_cost_usd": 0.0422,
      "median_cost_usd": 0.0344,
      "p90_cost_usd": 0.0802,
      "median_reply_seconds": 21.2,
      "p90_reply_seconds": 43.6,
      "errored": 0
    },
    {
      "question_type": "Accounting",
      "questions": 5,
      "mean_cost_usd": 0.0406,
      "median_cost_usd": 0.0404,
      "p90_cost_usd": 0.0779,
      "median_reply_seconds": 18.6,
      "p90_reply_seconds": 59.5,
      "errored": 0
    },
    {
      "question_type": "Agency operations",
      "questions": 5,
      "mean_cost_usd": 0.104,
      "median_cost_usd": 0.115,
      "p90_cost_usd": 0.1338,
      "median_reply_seconds": 15.6,
      "p90_reply_seconds": 42.8,
      "errored": 0
    },
    {
      "question_type": "Client management",
      "questions": 5,
      "mean_cost_usd": 0.0323,
      "median_cost_usd": 0.0199,
      "p90_cost_usd": 0.0765,
      "median_reply_seconds": 5.5,
      "p90_reply_seconds": 6.1,
      "errored": 0
    },
    {
      "question_type": "Legal questions",
      "questions": 5,
      "mean_cost_usd": 0.1068,
      "median_cost_usd": 0.1061,
      "p90_cost_usd": 0.1317,
      "median_reply_seconds": 81.9,
      "p90_reply_seconds": 108.6,
      "errored": 0
    },
    {
      "question_type": "Crypto: strategies",
      "questions": 4,
      "mean_cost_usd": 0.0076,
      "median_cost_usd": 0.011,
      "p90_cost_usd": 0.0123,
      "median_reply_seconds": 8.9,
      "p90_reply_seconds": 10.4,
      "errored": 0
    },
    {
      "question_type": "Crypto: swaps",
      "questions": 4,
      "mean_cost_usd": 0.0078,
      "median_cost_usd": 0.0101,
      "p90_cost_usd": 0.0129,
      "median_reply_seconds": 15.6,
      "p90_reply_seconds": 67.5,
      "errored": 0
    },
    {
      "question_type": "Regulatory questions",
      "questions": 4,
      "mean_cost_usd": 0.2243,
      "median_cost_usd": 0.228,
      "p90_cost_usd": 0.3456,
      "median_reply_seconds": 23.2,
      "p90_reply_seconds": 24.1,
      "errored": 0
    },
    {
      "question_type": "Stocks",
      "questions": 4,
      "mean_cost_usd": 0.0395,
      "median_cost_usd": 0.018,
      "p90_cost_usd": 0.1081,
      "median_reply_seconds": 8.8,
      "p90_reply_seconds": 43.3,
      "errored": 0
    },
    {
      "question_type": "Agency member management",
      "questions": 3,
      "mean_cost_usd": 0.0332,
      "median_cost_usd": 0.0041,
      "p90_cost_usd": 0.095,
      "median_reply_seconds": 3.6,
      "p90_reply_seconds": 5.1,
      "errored": 0
    },
    {
      "question_type": "Questions about the platform",
      "questions": 3,
      "mean_cost_usd": 0.0039,
      "median_cost_usd": 0.0054,
      "p90_cost_usd": 0.006,
      "median_reply_seconds": 3.3,
      "p90_reply_seconds": 8.8,
      "errored": 0
    },
    {
      "question_type": "Questions about uploaded files",
      "questions": 3,
      "mean_cost_usd": 0.1827,
      "median_cost_usd": 0.1521,
      "p90_cost_usd": 0.3762,
      "median_reply_seconds": 22.8,
      "p90_reply_seconds": 28.4,
      "errored": 0
    },
    {
      "question_type": "Social media",
      "questions": 3,
      "mean_cost_usd": 0.0106,
      "median_cost_usd": 0.0034,
      "p90_cost_usd": 0.0279,
      "median_reply_seconds": 11.4,
      "p90_reply_seconds": 32.9,
      "errored": 0
    },
    {
      "question_type": "Crypto: trades",
      "questions": 2,
      "mean_cost_usd": 0.0004,
      "median_cost_usd": 0.0004,
      "p90_cost_usd": 0.0004,
      "median_reply_seconds": 1.6,
      "p90_reply_seconds": 1.6,
      "errored": 0
    },
    {
      "question_type": "Crypto: wallets",
      "questions": 2,
      "mean_cost_usd": 0.0004,
      "median_cost_usd": 0.0004,
      "p90_cost_usd": 0.0004,
      "median_reply_seconds": 1.9,
      "p90_reply_seconds": 1.9,
      "errored": 0
    },
    {
      "question_type": "Security questions",
      "questions": 1,
      "mean_cost_usd": 0.0244,
      "median_cost_usd": 0.0244,
      "p90_cost_usd": 0.0244,
      "median_reply_seconds": 19.8,
      "p90_reply_seconds": 19.8,
      "errored": 0
    }
  ]
}